Column: Fun times in Michigan

As I'm sure is the case with most small businesses, there are times when things get tight financially.

This has been the case the past couple of months, and when I woke up Saturday morning I wanted to check my account to see if a couple of checks had cleared. I got a lot more than I bargained for, and not in a good way. In the back of my mind I always hope to open my account and see that a generous person has transferred me some money, but I'm pretty sure that's not ever going to happen. What I found instead shocked me. I had a purchase on my debit card that I didn't make for $144. Afte...