Tips to Avoid a Busted Budget This Holiday Season

From labor and product shortages to higher prices and shipping delays, this year’s holiday shopping season has the potential to be more stressful — and costly — than usual for consumers.

“Despite the uncertainty and added stress brought on by supply-chain and other pandemic-induced challenges, no doubt many people will get caught up in the spending spirit this holiday season,” said Michael Sullivan, a personal financial consultant with Take Charge America, a nonprofit credit counseling agency. “But overextending yourself doesn’t help you, your family or friends. Smart budgetin...