The Whitehall Ledger - Serving Southern Jefferson County in the Great State of Montana

By TIM GALLEN
Take Charge America 

What You May Not Know About Buy Now Pay Later Services

 


Buy now pay later services are responsible for $100 million in annual transactions and have quickly become a go-to financial tool for millions of Americans. Although these options provide an easier way to make purchases, they aren’t without risks.

“People love the convenience, but there remains a lot of misunderstanding surrounding BNPL services and their impact on people’s financial lives,” said Amy Maliga, a financial educator with Take Charge America, a nonprofit credit counseling and debt management agency. “With that confusion, it’s easy to miss the potential risks. That’...



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