Americans have been wrestling with inflationary pressures all year. As the New Year approaches, millions of individuals and families have set resolutions to save more money.

“Looking to boost your savings is a worthy goal. But to make it work, you have to take small steps that add up to big change over time,” said Amy Maliga, financial educator with Take Charge America, a nonprofit credit counseling and debt management agency. “By exploring a few small changes in your day-to-day life, you can curb spending and put more money in your savings throughout 2023.”

Maliga explains several...