Montana Homeowners Can Shield Equity with Homestead Declaration

This is one in a series of articles focusing on estate and legacy planning. Authors are Kaleena Miller, Madison-Jefferson County Extension Agent, kaleena.miller1@montana.edu and Marsha Goetting, MSU Extension Family Economics Specialist, marsha.goetting@montana.edu.

Montana residents can safeguard their home equity against unsecured debts by filing a homestead declaration, a legal tool that offers protection of up to $409,450 in home equity during 2025 said Marsha Goetting, MSU Extension Family Economics Specialist. This safeguard is particularly valuable for homeowners facing financial challe...