MSU Extension: Updated 2026 MontGuide on Montana Medical Savings Accounts

MSU Extension wants you to know there’s still time to save a little extra on Montana income taxes for 2026. And the good news is, it’s easier than you might think.

Montanans can open a Medical Care Savings Account (MSA) at their local bank or credit union any time before Dec. 31 and potentially shave dollars off their state income tax bill. “Many people don’t realize how simple it is,” said Marsha Goetting, MSU Extension Family Economics Specialist. “You don’t have to spend the money this year—you just have to deposit it.”

Unlike some other accounts, your tax benefit comes from what you put in...