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Spring is typically a season of optimism. Entrepreneurs are opening new businesses, family farms and ranches are calving and planning for the next season, and existing small business owners are reviewing their finances and planning for growth. However, at precisely this moment, Congress is considering legislation that would make those plans harder and riskier for Montana’s small businesses and agricultural producers. The Credit Card Competition Act (CCCA), also known as the Durbin-Marshall bill, may be marketed as pro-competition, but its r...